Arya.ag PAT jumps 70% to Rs 32 Cr in FY25

Aryaag's profit after tax surged 70% to ₹32 crore in FY25 as the agri-finance platform facilitated ₹14,181 crore worth of agricultural loans. The strong performance was driven by expanded partnerships with 12 new banks and NBFCs, along with deeper penetration in rural Maharashtra and Karnataka. Aryaag's digital platform connects farmers with lenders using alternative credit scoring that incorporates satellite data and crop patterns. The company charges 1-2% facilitation fees on loan disbursals while maintaining negligible NPAs through its risk assessment models. This growth comes amid increasing institutional interest in agricultural finance as banks seek to meet priority sector lending targets. Aryaag plans to expand to three new states in FY26 and introduce embedded insurance products, targeting ₹20,000 crore in loan facilitation. The platform's success highlights the untapped potential of tech-enabled rural financial services in India.