CaptainBiz Unveils Bill2Pay to Fast-Track MSME Payments & Cash Flow

CaptainBiz has launched Bill2Pay, an embedded finance solution to accelerate MSME payments and improve cash flow management. The B2B platform's new feature enables instant discounting of invoices with 24-hour settlement through partnered NBFCs. Bill2Pay integrates directly with CaptainBiz's accounting software used by 85,000+ SMEs, eliminating manual invoice financing processes. The product offers competitive rates starting at 1% per month with flexible repayment aligned to MSME cash cycles. Early pilots showed 65% reduction in average payment delays for users. This innovation addresses the chronic working capital crunch facing small businesses, where 60% invoices get paid late. CaptainBiz plans to disburse INR 500 crore through Bill2Pay in FY26, leveraging its granular understanding of SME transaction patterns.