ICICI Bank expects its LCR to fall by 10-14 percentage points due to new norms | Mint

ICICI Bank has made significant strides in managing its financial health, as highlighted in their recent report. The bank's retail deposit growth remained strong, and it effectively managed its liquidity, ensuring a stable liquid asset portfolio. Sandeep Batra, the bank's Executive Director, emphasized the improvement in the agriculture loan portfolio, which saw a reduction in non-performing assets (NPAs). Despite challenges, the bank's proactive measures and focus on retail and small business loans have positioned it well. ICICI Bank’s focus on maintaining a robust balance sheet, combined with strong capital adequacy and strategic retail expansion, underscores its resilience and adaptive strategies in the dynamic banking sector.