Indifi’s NBFC Arm’s Loss Zooms To INR 8 Cr In Q1 FY26

The article reports Indifi Technologies’ NBFC arm’s Q1 FY26 loss of ₹8 crore, despite reduced credit costs from 5 % to 3.5 %. It attributes the decline to higher provisioning, slower disbursements, and regulatory constraints in the SME lending segment. The analysis places Indifi’s performance within broader fintech stress—tightened liquidity, increased risk weights, and RBI scrutiny. It emphasizes how NBFCs must strengthen underwriting and diversify portfolios to sustain margins. The loss highlights how even digitally agile lenders face profitability pressures under volatile macroeconomic and compliance conditions.