Insurer Cannot Deny Liability Without Proving Contributory Negligence, Delay In Filing FIR No GroundsTo Reject Claim: Jharkhand HC

Jharkhand High Court ruled that an insurance company cannot deny liability in a compensation claim solely based on contributory negligence or delay in filing an FIR. The Court held that even if the delay occurs or negligence is involved, the insurer must prove its claim of denial with substantial evidence. The ruling emphasizes consumer protection rights, ensuring that claimants are not unduly penalized due to procedural lapses.