Inundation In Insurance Policies Include Act Of Flooding As Well As Its Consequences: NCDRC

NCDRC Rules National Insurance Company Liable for Deficiency in Service The NCDRC held National Insurance Company liable for deficiency in service, ruling that inundation from rainfall is covered under a flood policy. The complainant’s property was damaged due to heavy rainfall, and the insurance company denied the claim, arguing that the policy did not cover such events. The NCDRC found the company’s interpretation of the policy terms incorrect and ordered compensation for the complainant. This ruling reinforces the need for clear policy terms and fair claims processing.