No insurance coverage for legal heirs if accident due to rash driving of deceased: Supreme Court

The Supreme Court has ruled that there is no insurance coverage for legal heirs if an accident is due to the rash driving of the deceased. This significant judgment clarifies the limits of motor insurance claims, particularly when the deceased driver's own negligence is the sole cause of the accident. The court reasoned that insurance policies typically cover third-party liabilities or risks, but generally do not compensate the legal heirs for self-inflicted harm caused by the deceased's own culpable actions. This ruling defines the scope of insurance liability in such scenarios.