Silence Does Not Imply Consent In Insurance Proposals: NCDRC

NCDRC held that silence does not imply consent in insurance proposals. The case involved an insurance company assuming that the insured consented to certain terms by not responding to a proposal. NCDRC ruled that mere silence from the consumer cannot be interpreted as agreement to the terms, and insurers must obtain explicit consent. This ruling reinforces the need for clear communication and mutual agreement in contract law, especially in insurance.