Travel Insurance Assistance
Travel insurance — medical, trip-cancellation and baggage cover for international and domestic trips, including visa requirements.
- Estimate Cost
- ₹1,000 – ₹5,000
- Typical duration
- 1 days
Service overview
Travel insurance covers medical emergencies, trip cancellation, baggage loss, passport loss and flight delays during domestic or international travel. Many countries, including Schengen states, require valid travel medical insurance for a visa.
Who needs it? / When is it needed?
- Leisure and business travellers, students and senior citizens travelling abroad.
- Visa applicants for countries that require travel insurance.
- Frequent flyers needing annual multi-trip cover.
What to expect from the WCP Professionals
- Assessment of destination, trip length, age and activities.
- Recommendation of a suitable plan, including Schengen-compliant and student policies.
- Advice on riders for adventure sports and pre-existing illnesses.
- Policy issuance and support with overseas claims.
Key deliverables
- Plan comparison and recommendation.
- Issued policy and visa-ready certificate.
- Emergency assistance contacts and a claim guide.
Standard turnaround time
- Advice and issuance: same day to 2 working days.
- Claim settlement: usually 2–6 weeks after complete documents.
Government fees, timelines & key outcomes
- No government fee; GST at 18% applies on the premium.
- Schengen visas require at least EUR 30,000 of medical cover.
- Key outcome: financial protection and visa compliance for your trip.
Forms & filings involved
- Insurer proposal form.
- Health declaration for senior travellers.
- Claim forms for medical, baggage or cancellation claims.
Documents required
- Passport copy and travel itinerary.
- Visa details, where applicable.
- Medical history, for travellers with existing conditions.
What we need from you
- Exact travel dates and destinations.
- Disclosure of pre-existing illnesses.
- Purchase before departure.
Important conditions
- Cover must start before travel begins.
- Pre-existing conditions are usually excluded unless declared and accepted.
- Claims need documentary proof such as medical bills, airline reports and police reports.
Additional information
- Annual multi-trip plans suit frequent travellers.
- Carry your policy and emergency helpline numbers while travelling.
- Related service: Insurance Claims Assistance.
The estimated cost covers indicative professional fees only. Government fees, stamp duty and taxes are payable at actuals.
How it works
- 1. Raise a service enquiry describing your requirement.
- 2. A Relationship Manager reviews it and opens it for bidding.
- 3. Pay into escrow and assign the professional you select.
- 4. Track progress to completion, then accept and release payment.
Frequently asked questions
Is travel insurance needed for a Schengen visa?
Yes, with medical cover of at least EUR 30,000 valid across the Schengen area for the trip.
Does travel insurance cover pre-existing illness?
Usually only in emergencies or with specific add-ons; check the policy terms.
What should I do in a medical emergency abroad?
Contact the insurer's assistance helpline before treatment where possible, for cashless arrangements.
Is GST charged on travel insurance?
Yes, travel insurance premiums generally attract 18% GST.