Bank FD Rates 2025: Govt Banks Offering Up To 7.15% Interest Among PSU Banks

In the current interest rate environment of 2025, several government-owned Public Sector Undertaking (PSU) banks in India are offering attractive interest rates on fixed deposits (FDs), with some offering up to 7.15% per annum for the general public. These rates are competitive and provide a safe investment option for risk-averse investors, especially senior citizens who often get a higher interest rate. Banks like Punjab & Sind Bank, Bank of Baroda, and Canara Bank are among the PSUs offering some of the highest rates for specific tenures. For investors looking for stable returns, these government bank FDs offer a combination of security and reasonable returns. The list of rates varies across different tenures, and investors are advised to check the latest rates before making an investment decision.