Central Kolkata District Commission Holds National Insurance Co. Liable For Repudiating Claim On Mere Delay In Reporting

In a case before the Central Kolkata District Commission, National Insurance Co. repudiated a claim due to delayed reporting of the incident. The complainant's vehicle was insured against theft, but the insurer argued that the delay in reporting the theft breached policy terms. The Commission upheld the repudiation, emphasizing that timely reporting is crucial for insurance claims. This decision underscores the importance of adhering to policy conditions to avoid claim denials.