Growth to come from MSME, affordable housing: Rajesh Sharma, Capri Global

Rajesh Sharma, MD & CEO of Capri Global, highlights the growth opportunities for MSMEs amid India's expanding infrastructure, such as highways and railways. He notes that MSMEs are benefiting from increased credit demand, particularly for small business loans under Rs 25 lakh. \r

Capri Global has seen significant growth, with a 50% increase in the past two years. Despite higher borrowing costs for NBFCs compared to banks, Sharma believes the cost can be passed to customers, who prioritize effort over return on equity. Capri Global plans to continue serving underbanked customers, including offering micro loans secured by property in rural areas. \r

Sharma emphasizes that small businesses, like fruit vendors and small dhabas, often generate high returns through personal effort, despite higher interest rates. Capri Global aims to expand its services to these underserved sectors, focusing on sustainable growth and addressing gaps in traditional banking services.