Invalidating Sale on ground processing of valuation report as per SARFAESI Act is not Maintainable...

The Debt Recovery Appellate Tribunal (DRAT) has ruled in favor of SBI, stating that a sale cannot be invalidated solely based on the "processing" of a valuation report under the SARFAESI Act, 2002, if there are no actual changes in the valuation itself. This judgment clarifies that minor procedural arguments related to how a valuation report was handled, once correctly obtained, cannot be used to derail a legitimate property sale. It reinforces the swift and effective recovery mechanisms intended by the SARFAESI Act, preventing debtors from using technicalities to delay asset sales, and thereby strengthening banks' ability to recover non-performing assets.