Kullu District Commission Holds New India Assurance Co. Liable For Wrongful Repudiation Of Genuine Claim

In a recent ruling, the Kullu District Consumer Disputes Redressal Commission found that New India Assurance Co. wrongfully repudiated a genuine claim. The insurance company had denied a claim under a mediclaim policy for hospitalization expenses, citing the policyholder's alleged non-disclosure of pre-existing conditions. The commission determined that the denial was unjustified, as the policyholder had provided accurate information and adhered to policy terms. The court ordered the insurance company to settle the claim with the policyholder and awarded compensation for the wrongful repudiation, including damages for legal expenses and mental agony.