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Informative
NPCI Piloting Agentic AI-Based Payments With UPI
Update / Judgement Date
08 Oct 2025
Source
Author
Sakshi Bhardwaj — WCP Legal Desk
Reading Time
1 min read
BankingStart-Up & DPIIT
NPCI is testing “agentic AI” capabilities integrated into UPI infrastructure—i.e. autonomously initiating or assisting payments based on AI agents acting on behalf of users. The article covers pilot scope, technical architecture, regulatory considerations, and implications for next-gen payments where AI intermediates transaction flow.
