Informative

RBI’s Draft Gold Loan Rules: FinMin Suggests Relief for Loans Below Rs. 2 Lakh and Jan 2026 Rollout

Update / Judgement Date

01 Jun 2025

Source

Taxscan

Author

Team — WCP Legal Desk

Reading Time

1 min read

BankingRBI

The Finance Ministry has recommended that the Reserve Bank of India’s (RBI) draft gold loan rules exclude small borrowers (loans below ₹2 lakh) and be implemented from January 2026. This proposal aims to ease regulations for small borrowers and provide ample time for proper implementation by lenders, addressing concerns that stricter norms could hinder access to institutional credit for low and middle-income households.

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RBI’s Draft Gold Loan Rules: FinMin Suggests Relief for Loans Below Rs. 2 Lakh and Jan 2026 Rollout

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