Sardar Vallabhbhai Patel Jayanti 2025: Are Banks Open or Closed Today, October 31, for National Unity Day?

This explainer clarifies bank functioning on National Unity Day (Oct 31). It details RBI’s holiday classifications, regional variations, and operational aspects—while some branches close regionally, digital and online banking remain active. It explains how cheque clearing and transactions may be affected and guides customers on using alternative channels. The article helps readers navigate confusion around bank holidays and promotes awareness of national and regional schedules governing financial institutions.