Investment Advisory & Portfolio Management

Portfolio review and investment advice — asset allocation, risk profiling, rebalancing and cost reduction across equity, debt and funds.

Service overview

Investment Advisory & Portfolio Management optimizes your capital deployment across equity, fixed income, real estate, gold, and alternative asset classes
Based on your risk appetite and market dynamics, this service builds and manages high-performing portfolios that deliver risk-adjusted, tax-efficient capital growth

HNIs & Ultra-HNIs: Investors with significant surplus capital requiring customized portfolio management strategies (PMS/AIF).
Busy Professionals & NRI Investors: Individuals who lack the time or market expertise to actively manage their investments.
Investors with Disorganized Holdings: Anyone holding scattered stocks, mutual funds, or underperforming asset holdings.

Diagnose Existing Portfolio: WCP professionals review your active stock holdings, mutual fund investments, bonds, and fixed deposits to assess performance, risk, and concentration errors.
Audit Asset Allocation & Costs: WCP professionals identify overlapping funds, high expense ratios, underperforming stocks, and unhedged market risks.
Execute Asset Allocation Strategy: WCP professionals construct a risk-calibrated portfolio strategy spanning core equity, debt, international markets, and alternative assets.
Fix Execution & Onboarding: WCP professionals guide you through account setup (Demat, PMS, AIF, or direct mutual funds) and handle trade execution.
Monitor & Rebalance: WCP professionals continuously track macroeconomic shifts, corporate earnings, and market sector trends, rebalancing your portfolio as needed.
Final Delivery: You receive a customized Investment Policy Statement (IPS), quarterly performance reports, and direct access to your portfolio dashboard.

Government Fees: Statutory transaction charges, STT, and SEBI fees as applicable to market transactions.
Statutory Timelines: Continuous management; quarterly reporting.
Key Outcomes: Optimized risk-adjusted portfolio returns, lower expense ratios, and clear diversification across asset classes.

PAN Card, Aadhaar Card, and Passport (for NRIs).
Latest CAS (Consolidated Account Statement) for Mutual Funds & Demat Holding Statements.
Bank account details and cancelled cheque for investment routing.

Clear disclosure of risk tolerance, liquidity timelines, and investment constraints.
Timely approval for portfolio rebalancing recommendations.

Investments are subject to market risks; past performance does not guarantee future returns.

Personalised investment advice for a fee is regulated under the SEBI (Investment Advisers) Regulations, 2013, and discretionary management of client money requires SEBI registration as a Portfolio Manager (minimum investment ₹50 lakh)
Professionals on WCP advise within their registration, or as advice incidental to their practice where permitted; you retain control of your investments

Investment advice should be provided only through an appropriately registered person where SEBI registration is required.

The estimated cost covers indicative professional fees only. Government fees, stamp duty and taxes are payable at actuals.

What is asset allocation?

Dividing money between equity, debt, gold and cash according to goals, time horizon and risk tolerance.

Who can give paid investment advice?

SEBI-registered Investment Advisers, and professionals such as CAs where the advice is incidental to their practice.

What is portfolio rebalancing?

Bringing the portfolio back to its target allocation after market movements change the mix.

What is the difference between advice and PMS?

An adviser recommends and you decide; a Portfolio Manager registered with SEBI manages the money, with a minimum investment of ₹50 lakh.