Finance and Wealth Management Services
Financial planning and wealth management — budgeting, tax planning, investments, retirement, estate and NRI finance advice from verified CAs and CMAs.
Finance and Wealth Management helps individuals, families and business owners organise their money around their goals — managing cash flow and debt, saving tax lawfully, investing with the right mix of risk, planning for retirement and passing wealth on smoothly.
WCP's verified Chartered Accountants and Cost Accountants build a full financial picture, recommend a plan and review it as life changes.
What is covered:
- Financial planning, budgeting and cash-flow management
- Debt management and loan advisory
- Tax planning and optimisation
- Investment advisory, mutual funds and SIPs
- Retirement and estate & succession planning
- Real estate investment advisory and NRI financial and tax services
- Wealth monitoring and reporting
Personalised investment advice for a fee is regulated by SEBI; investment recommendations are provided within the professional's registration, or as advice incidental to their professional practice where the law permits.
Chartered AccountantCost & Works Accountant
11 services under Finance and Wealth Management
Tax Planning & Optimisation
Tax planning with verified CAs — old vs new regime, deductions, investments, capital gains and advance tax planned lawfully for the year ahead.
Estimated Cost : ₹5,000 – ₹50,0007 days typical
Financial Planning & Management
Goal-based financial planning by verified professionals — cash flow, insurance, debt, tax, investments and retirement in one plan you can act on.
Estimated Cost : ₹5,000 – ₹50,00010 days typical
Mutual Funds & SIP Advisory
Mutual fund and SIP advice — goal-based fund selection, overlap and cost checks, direct vs regular plans and periodic reviews from verified experts.
Estimated Cost : ₹3,000 – ₹25,0005 days typical
Investment Advisory & Portfolio Management
Investment advice and portfolio review — asset allocation, risk profiling, rebalancing and cost reduction from verified, appropriately registered experts.
Estimated Cost : ₹10,000 – ₹1,00,00010 days typical
Retirement Planning
Retirement planning with verified professionals — corpus calculation, inflation-adjusted income, EPF, NPS and pension options and a withdrawal plan.
Estimated Cost : ₹5,000 – ₹50,00010 days typical
Debt Management & Loan Advisory
Debt management and loan advice — consolidation, restructuring, prepayment decisions and credit-score improvement from verified professionals.
Estimated Cost : ₹5,000 – ₹50,00010 days typical
Real Estate Investment Advisory
Real-estate investment advice — buy vs rent, rental yield, REITs, loan structuring, tax and due-diligence checks from verified professionals.
Estimated Cost : ₹10,000 – ₹75,00010 days typical
NRI Financial & Taxation Services
Financial and tax services for NRIs — residential status, NRE/NRO accounts, DTAA relief, Indian investments, property sales and repatriation.
Estimated Cost : ₹5,000 – ₹50,00010 days typical
Estate & Succession PlanningPromotional
Estate and succession planning — wills, nominations, family trusts and asset structuring so your wealth passes smoothly to your heirs. WCP experts.
Estimated Cost : ₹10,000 – ₹1,00,000Concessional Price15 days typical
Budgeting & Cash Flow Management
Budgeting and cash-flow management with verified professionals — spending analysis, savings targets and forecasts that keep money under control.
Estimated Cost : ₹5,000 – ₹40,00010 days typical
Wealth Monitoring & Reporting
Consolidated wealth monitoring and reporting — investments, net worth, performance and goal progress tracked in clear periodic reports. WCP experts.
Estimated Cost : ₹10,000 – ₹1,00,00030 days typical
Frequently asked questions
- What does a financial plan include?
- Goals, cash flow, emergency fund, insurance cover, debt, tax planning, investments, retirement and estate arrangements, reviewed periodically.
- Who can give investment advice for a fee?
- SEBI-registered Investment Advisers; Chartered Accountants may give investment advice incidental to their professional practice.
- How much should go into an emergency fund?
- Commonly three to six months of essential expenses, kept in liquid and safe instruments.
- Is a will necessary if I have nominees?
- Yes. Nominees often hold assets for the legal heirs; a will makes clear who actually inherits.
- How often should a financial plan be reviewed?
- At least once a year, and after major life events such as marriage, a child, a job change or retirement.
- Can NRIs invest in Indian mutual funds?
- Yes, through NRE or NRO accounts, subject to KYC and some fund houses' restrictions for residents of the US and Canada.